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Manuscript Guidelines

Manuscripts should be written as accurately as possible and should be typed in double-spacing on one side of an A4 paper with margins at least 25mm. Each manuscript should not exceed 30 pages. The first page of your paper should contain the title, name(s), affiliation(s), address(es), telephone number(s), fax number(s) and email address(es). The first letter of each word in the title and section headings should be in capital letters. Section headings should be numbered in Arabic numerals, centred and be in bold. Each subheading should be flushed to the left (bold and formatted in italics), and follow the numbering by 4.1, 4.2, 4.3 etc.
Please download the manuscript format by clicking here:
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Review of Manuscripts
Manuscripts will be reviewed by a panel of referees.
Cover Letter
Manuscripts should be accompanied by a cover letter stating that the material has not been published, and is not under consideration for publication elsewhere.
Title Page
Please include a date on the title page of the manuscript, e.g. "Working paper, May 24, 20xx.
The abstract should be brief, self-contained, explicit and should not exceed 200 words. It should cover the purpose, method, findings, practical implications and originality/value of the study. This is followed by not more than five keywords/phrases identifying the main areas of the manuscript. Journal of Economic Literature classification number (s) must be included below the keywords.
End notes
Footnotes should not be used. End notes should be used instead.
References should be carefully checked. The references are to be cited in the text in the author-date format following the American Psychological Association (APA) citation style. A reference list, only of work cited, should be provided at the end of the text arranged in alphabetical order. Examples for the format of books and journals are follows:
Journal Article, One Author
Burns, J., (2004). The dynamics of accounting change: Inter-play between new practises, routines, institutions, power, and politics. Accounting, Auditing, and Accountability Journal, 13 (5), 566-96.
Journal Article, Two Authors
Burns, J., & Scapens, R. (2004). Conceptualising management accounting change: An institutionalist framework. Management Accounting Research,11 (1), 3-25.
Book, Two Author
Emmanuel, C., & Otley, D. (1990). Accounting for management control. London: Chapman and Hall.
Edited Book
Clegg, S., & Hardy, C. (1996). Conclusions: Representations. In Clegg, S., C. Hardy, & W. Nord (Eds.) Handbook of organizational studies. (59-79). London-Sage.
Electronic Sources
Fredrickson, B. L. (2000, March 7). Cultivating positive emotions to optimize health and well-being. Prevention & Treatment, 3, Article 0001a. Retrieved November 20, 2000, from 0030001a.html.
Abbreviation should be spelled out when it is first used. Accepted abbreviations or acronyms may be used for subsequent citations.
Tables should be numbered in Arabic numerals. It should be placed before the table.
Example: Table 3: Descriptive Statistics
Graphs or diagrams should be on a separate sheet of paper referred to as Figures and be numbered consecutively in Arabic numerals followed by the title. It should be placed after the figures. Photographs, if any, should be large, clear, glossy prints, showing high-contrast. Each should be identified on the back, complete with the author’s name and the number of the illustrations.
Example: Figure 1: Measurement Model
Acknowledgment, if any, of no more than 120 words will appear after endnotes and before references.
Copyright of the articles will not remain with the author(s). Prior to publication of accepted article, author(s) will be asked to assign copyright to the Journal. All published articles in the Journal are copyrighted to the Journal.

Enquiries and manuscripts submission should be addressed to:


The International Journal of Banking and Finance
UUM Press
Universiti Utara Malaysia
06010 UUM Sintok
Kedah, Malaysia

Tel : 604-9284816

Fax : 604-9284792

E-mail :, or 

Universiti Utara Malaysia Press 
Universiti Utara Malaysia, 06010 UUM Sintok 
Kedah Darul Aman, MALAYSIA 
Phone: +604-928 4815, Fax : +604-928 4792